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Are you having trouble getting approved for a mortgage?

We find solutions

to get you approved

where traditional banks look for ways to decline you...

Are you having trouble getting approved for a mortgage?

We find solutions

to get you approved

where traditional banks look for ways to decline you…

Welcome to Contract for Deed, LLC - Leading the Way in Minnesota & Wisconsin Homeownership Solutions

Our mission to simplify homeownership in Minnesota and Wisconsin starts with elevating our community by delivering a 6-star level of service experience, characterized by exceptional communication, comprehensive education, and a commitment to treating every client as family. In Minnesota, this is known as a Contract for Deed, while in Wisconsin, it is referred to as a Land Contract. Unlike traditional mortgage companies that often seek reasons for decline, we are dedicated to finding innovative ways to secure approvals and make homeownership dreams a reality.

Contract for Deed MN Mortgage

What is a Minnesota Contract for Deed or a Wisconsin Land Contract?

A Contract for Deed / Land Contract is an alternative financing option for purchasing real estate. Unlike traditional mortgage loans, where the buyer obtains immediate ownership of the property, a Contract for Deed / Land Contract allows the buyer to make payments directly to the financier over a set period of time. This is an ideal solution for individuals who may have difficulty obtaining a traditional mortgage due to credit history or other financial constraints.

At Contract for Deed, LLC, we specialize in facilitating these types of transactions, offering tailored solutions to meet the unique needs of our clients. Our experienced team provides comprehensive guidance throughout the process, ensuring that both buyers and sellers understand the terms and benefits of their agreements. By working with us, you gain access to a network of professionals dedicated to making homeownership accessible and achievable, even if traditional financing options are not available to you.

See how much money you can be approved for today!

Enter your details below to receive personalized financing options tailored to your unique needs. Every situation is different, so let's explore how to secure your Contract for Deed / Land Contract today!

Who Should Consider a Contract For Deed / Land Contract?

Life can present many challenges, but that shouldn’t deter you from achieving your dream of homeownership. We understand that personal situations vary, and we are here to assist those who have experienced:

  • Limited credit or credit issues
  • Collections or judgments
  • Recent short sale or foreclosure
  • Recent bankruptcy
  • Mortgage late payments
  • Student loan debt
  • Tax liens
  • High debt-to-income ratio
  • Difficulty sourcing income, assets, or deposits
  • The need for a quick closing date
  • A new job or lack of a 2-year work history
  • Recent divorce
  • Self-employment or 1099 income with no reported income on paper
  • Recent arrival in the United States
  • The need for Islamic financing
  • Has a down payment but was declined by traditional mortgage lenders
  • Frustration with submitting extensive documentation to traditional lenders

Whatever the reason, everyone deserves a second chance. Together, we can help you achieve your goal of homeownership.

Contact for Deed Minnesota

Mapping Where We’ve Made a Difference with a Wisconsin Land Contract or Minnesota Contract For Deed

Let us help you get into your home today!

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Contract For Deed LLC Closed Houses Map
1
Ranch Rd, Woodbury MN 55129
2
Anderson Alle, Askov, MN 55704
3
James Ave N, Minneapolis, MN 55412
4
Evergreen Ln N, Maple Grove, MN 55369
5
Janero Ave S, Cottage Grove, MN 55016
6
Addison Way, Big Lake, MN 55309
7
105th Ave, Corcoran, MN 55374
8
Snowy Owl St NW, Ramsey, MN 55303
9
97th St SE, Becker, MN 55308
10
200th Ct N, Forest Lake, MN 55025
11
15th Ave S, Minneapolis, MN 55407
12
Flag Ave N, New Hope, MN 55428
13
16th Ave S, Minneapolis, MN 55404
14
80th Ave, Milaca, MN 56353
15
24th St W, Zimmerman, MN 55398
16
8th St SW, Backus, MN 56435
17
Major Dr N, Brooklyn Park, MN 55443
18
Hamline Ave N, Lexington, MN 55014
19
Highridge Trail, Esko, MN 55733
20
Geranium Ave E, Saint Paul, MN 55106
21
Edgewood Dr, Hudson Twp, WI 54016
22
Bayhill Rd, Dellwood, MN 55110
23
20th Ave S, Minneapolis, MN 55407
24
Knob Hill Ln, Burnsville, MN 55337
25
Farrington St, Saint Paul, MN 55117
26
310th Ave, Brook Park, MN 55007
27
95th St NE, Otsego, MN 55330
28
Cottage Grove Alcove, Woodbury, MN 55129
29
126th Ave N, Rogers, MN 55374
30
Magnolia Ave E, Saint Paul, MN 55117
31
Lower Mill Ave, Rogers, MN 55374
32
County Rd 132, Kettle River, MN 55757
33
Great Ridge Trail, Park Rapids, MN 56470
34
Flagstaff Rd, Tomah, WI 54660
35
Mendota St, Saint Paul, MN 55106
36
Hudson Rd, Saint Paul, MN 55106
37
Blaisdell Ave S, Richfield, MN 55423
38
Jackson St, Saint Paul, MN 55103
39
Capitol Heights, Saint Paul, MN 55103
40
Telemark Ln NW, Rochester, MN 55901
41
Kent St, Saint Paul, MN 55103
42
10th Ave S, Minneapolis, MN 55404
Minnesota Contract for Deed

Why work with Contract for Deed, LLC?

Having 20+ years of experience in real estate, mortgage, and accounting; we possess unparalleled knowledge of the Minnesota & Wisconsin real estate market. Our dedication goes beyond buying & selling homes; it’s about fostering relationships and taking care of the community we call home. We are by your side at every stage, ensuring your path to homeownership is seamless and hassle-free.

The process is straightforward. We buy a home in which you have found and immediately sell it back to you on a contract for deed / land contract. In essence, you are using our credit and relationships with lenders to help you achieve your goal of home ownership.

Advantages of Financing through a Contract for Deed in Minnesota or Land Contract in Wisconsin

  • Easier Qualification:
    • Buyers with limited or poor credit history may find it easier to qualify for a Contract for Deed / Land Contract compared to traditional mortgages.
    • Self-employed individuals or those with irregular income streams can benefit from more flexible qualification criteria.
  • Faster Closing Process:
    • The process often involves fewer bureaucratic hurdles, allowing for a quicker closing than conventional financing methods.
    • Reduced paperwork and fewer third-party approvals speed up the transaction.
  • Flexible Terms:
    • Buyers and sellers can negotiate terms that suit their unique circumstances, including down payment, interest rates, and payment schedules.
    • This flexibility can result in more favorable conditions for both parties.
  • Lower Closing Costs:
    • Typically, closing costs are lower than those associated with traditional mortgages.
    • Savings on appraisal fees, underwriting fees, and other associated costs can be substantial.
  • Immediate Property Use:
    • Buyers gain equitable title and can occupy and use the property while making payments.
    • This immediate possession allows for a smoother transition into homeownership.
  • Potential for Custom Solutions:
    • Customized contracts can be created to address specific needs, such as lease-purchase options or balloon payments.
    • Tailored solutions provide more versatility in structuring the agreement.
  • Investment Opportunity for Sellers:
    • Sellers can benefit from receiving regular payments and potential interest income.
    • Retaining legal title until the contract is paid in full can provide security for the seller.
  • Retain Property Control:
    • Sellers maintain control over the property until all terms are met, reducing the risk of buyer default.
    • In case of default, the process of reclaiming the property can be simpler and quicker than foreclosure.
  • Benefit in Appreciating Markets:
    • Buyers can lock in the purchase price of the property, potentially benefiting from future market appreciation.
    • This can be particularly advantageous in rapidly appreciating real estate markets.
  • Alternative to Traditional Financing:
    • Provides an option for buyers unable or unwilling to engage with traditional lenders.
    • Useful for unique properties that may not meet conventional lending criteria.
MN Contract For Deed Home Loan

Meet our Wisconsin & Minnesota-based Contract for Deed LLC Team

What our previous clients are saying

I’ve known Mike for years, and he and his partners were amazing throughout the entire process. My clients were in a tough situation where we needed to get into the house immediately. They made it happen to come in, get us into the home and we go into a Contract for Deed with them. Their communication is superior and they explain the process in detail. If you’re looking for yourself or for your clients, where they have the downpayment or they just can’t sell first or don’t want to do a contingency, this is a really good option. Connect with them with any questions! You won’t regret it.

Malee Vang

As a new homeowner, I just wanted to give a big thank you to Mike Arvold for making the process easy! He was fast at replying, fast at answering all the questions and concerns I had throughout and was very helpful with absolutely everything! It meant everything to me that he helped with such an important milestone and 10/10 recommend working with him!!

Stephani Her

Mike was AWESOME to work with! He saved a deal for my client who no longer qualified for a traditional mortgage. We were still able to close on time (in less than 2 weeks), Wonderful communication and great customer service. Most importantly, my client was extremely happy.

Miranda Clemens

With a smooth and streamlined process, they met all legal requirements. Overall, their professionalism, transparency, and efficiency make them a top choice for anyone in need of reliable contract for deed services. Highly Recommended

James Halonen

Mike was a great individual to work with. He provided great communication and follow up. Was available to provide clarity and support as needed. Mike we thank you for being a great partner through our home buying process.

Jenny Mcintyre

I had the best experience! Mike worked tirelessly to assist me in obtaining exactly what I wanted! He was forthcoming and made sure I fully understood all scenarios and even the smallest details. I am so happy with my decision to use this company. Highly recommended!!!

Jessica Hartvigsen

I congratulate Contract For Deed LLC, for their great responsibility and advice to each client we have sent. Mike is a very respectful, kind and professional person.

Lukas Lukas

We bought our house through them and they were incredibly helpful. They helped throughout the whole process, I would definitely recommend working with them!

Juana Perez

Mike and Kenny were awesome to work with!! We had been struggling to secure financing for a few years and CFD LLC came to the rescue! Super easy process and they were always available to answer questions at any time. We were able to sell our home and close on a new one in about 3 weeks with zero hiccups. Above all, they're just good people. They genuinely want to help - they treated us (and my crazy toddlers) with so much respect. We appreciate you guys so much!

Lizzy Miller

Honestly, there's no need to shop around. I talked to three different companies. As far as numbers and them being antentive to the customer, this takes the cake.

Rocci Berrini